Policy Benefits - Questions and Answers

To learn more about this total car insurance solution download the Policy Benefits leaflet.

• NO REGISTERED KEEPER RESTRICTIONS

  If you have chosen to finance your vehicle, the insurance company accept the following finance contract types as part of our normal terms- Contract Hire, Hire Purchase (HP), Finance Lease, Private Contract Hire (PCH), Personal contract Purchase (PCP), Lease Purchase and any other form of finance agreement where you are not the owner of the car or you have joint ownershipPLEASE NOTE - The majority of direct underwriters and insurance companies do not accept a risk unless you are the sole owner and registered keeper

• BUSINESS USE COVER

  The insurance company automatically provide business use to all of our policyholders

• PROTECTED PREMIUM

  Even in the event of you having a fault claim the premium will remain the same until the end of the contract

• NEW CAR REPLACEMENT IN YEAR 1

  All of our Insurance partners will replace your car with a brand new one in the event of your car being written off. This is providing your car is under 1 year old from date of registration when new and you are the first registered keeperPLEASE NOTE - If you have leased your car and you are not the owner and/or registered keeper almost all insurance companies remove the new car ruling. As a result the insurance company recommend that you consider GAP Insurance to cover any financial shortfall. If you have not been offered GAP Insurance then please do not hesitate to contact the insurance company for advice

• GUARANTEED COURTESY CAR

  Providing you use our insurance partners nationwide approved repair service they will guarantee to provide you with a Grade 'A' courtesy carPLEASE NOTE - Grade 'A' courtesy car is typically a small hatch i.e. Fiat Punto, Ford Fiesta

• LEGAL COVER & UPGRADED COURTESY CAR

  If you have the misfortune of having an accident then our optional Legal Cover will protect you. For just £1.67 a month extra you will have access to an upgraded courtesy car of the same or similar standard to your own car. So if you drive an Automatic Fiesta or a Ferrari the insurance company have the ability to get you back on the road and normally within 24 hours. Additionally, you will have legal cover to enable the insurance company to take the other party to court and claim back your uninsured costs such as Loss of Earnings whilst off work, Personal effects damaged in the accident or a personal injury claimPLEASE NOTE - Upgraded courtesy car and legal cover will only apply in the event that the insurance company can hold the other person responsible

• FULL FREE EUROPEAN COVER UP TO 60 DAYS FOR ANY ONE TRIP

  In the event of you taking your car to Europe the insurance company will automatically extend your Fully Comprehensive policy to cover you, even if you forget to call. The insurance company will also give you up to 60 days cover for any one trip. Please make sure you read the policy wording for full terms and conditions

• FREE WINDSCREEN REPAIR + AT HOME/WORK REPLACEMENT

  Our excess is as low as £50.00 if you have the misfortune of needing your windscreen to be replaced. As well, all of our windscreen partners will come to your home or place of work at your convenience to carry out the work. In the event of the windscreen being repairable all of our insurance partners will repair your screen FREE OF CHARGE

• SIMPLE MONTHLY DIRECT DEBIT

  Hassle free monthly payments throughout the life time of the policy. The price you are quoted online is the price you will pay including all charges and broker fees that are applicable